Travel insurance

If you are a Canadian resident planning a trip outside Canada or your province, these Excess Hospital and Medical plans offer $2 million Sum Insured in excess of your government health plan for:

• Emergency hospitalization
• Emergency medical treatment including local air, land or sea ambulance (including mountain or sea evacuation) service to the nearest hospital, necessary lab test, X-rays, prescription drugs, the rental of crutches, wheelchairs and braces
• Out-of pocket allowance
• Family transportation expense
• Return of family member
• Return of vehicle or watercraft
• Return of diseased body
• Accidental dental
• Dental emergencies
• Air ambulance back to Canada (when approved by T.I.C. Agencies Ltd)
• Escort of insured children.

PLANS FOR TRUCK OPERATORS ARE AVAILABLE!

Visitors to Canada

If you are planning a holiday in Canada, or are immigrating or repatriating to Canada, this coverage will pay for primary medical care while in North America. We offer 4 sums insured to chose from:

• $10,000
• $25,000
• $50,000
• $150,000

For both the BASIC ($50 deductible) and MAPLE LEAFS (no deductible) plans, eligible expenses due to injury or sickness are paid for:

• Acute emergency hospital
• Unexpected emergency medical
• Return of diseased body
• Accidental dental
• Physiotherapy
• Chiropractor

Prescription medication dental emergencies

In addition to the benefits listed above, the MAPLE LEAF plan also includes:

• $25,000 sum insured Accidental Death&Disablement
• Return home to country of origin
• Two follow-up visits with the doctor

During the term of this insurance, expenses incurred outside of Canada are covered provided that the majority of the time on risk is spent in Canada not exceeding 25 days. Expenses incurred outside of Canada will not be paid when incurred in your Country of Origin.